Blogs

Thinking about buying or selling a home? You’ve probably heard a lot of words that sound like secret language. One of them is “COE.” It sounds important, and it is. Getting a good grasp on this term is key to a smooth real estate journey. It’s what happens at the end of the line. It’s … Continued

Are you wondering about escrow payment? It is a key component of several financial transactions in real estate, mortgages, and multiple business contracts. You would be surprised to know that it prevents fraud and mismanagement by offering a secure and impartial way to protect both sellers and buyers during a transaction. This guide will answer … Continued

Owning a home is a big dream for many. It comes with a lot of joy and many new things to learn. One of the most important is your escrow account. If you’ve ever looked at your mortgage statement, you may have seen the line “what is escrow balance.” This can be confusing. But in … Continued

Buying or selling a home involves many moving parts. Money must move at the right time. Bills must get paid on schedule. Records must stay clear. That is where escrow disbursement shows up. It is the release of money from a protected account to the right payees at the right moment. It keeps the deal … Continued

An escrow waiver lets you pay taxes and insurance on your own. It can lower your monthly bill. It also shifts work and risk to you. Some loans do not allow it. Some loans allow it only when you meet set rules. Read on for a clear path and information. “A creditor may not extend … Continued

Have you ever received an unexpected check from your mortgage company when you opened your mailbox? “Did I accidentally overpay?” is probably what comes to mind first. In reality, the check is a part of a regular financial practice known as a mortgage escrow refund, even though it may appear to be an unexpected gift. … Continued